Why You Should Use A Mortgage Broker

The best sports teams have the best coaches. As a die-hard New England Patriots fan, I know this to be true. When it comes to mortgages, your mortgage broker is your coach. I’m here to guide and advise you with all of the experience that I have, plus the backing of other amazing brokers at my brokerage, giving you the best mortgage experience possible.

Many people, especially new home buyers, ask themselves if they should use a mortgage broker when purchasing a home. I get it. I asked the same questions when I bought my house. I didn’t want to pay any extra costs. That is why I want to tell you this one crucial thing about brokers; we are here to help YOU at no cost!

But what makes me so special? I have some unique and creative strategies to bring Albertans closer to their financial goals and I’m excited to explore these with you!

What Does A Mortgage Broker Do?

I act as the go-between between the mortgage lender and you. It is my job to find lenders that fit YOUR financial needs and goals. These lenders are major banks, small lenders, or others that have access to the best rate for you. I gather your documents and apply for loans on your behalf, helping you secure the financing needed. Best of all, we are almost always paid by the lender and does not cost you a thing. That’s the job description, but why would you want to work with me? Here are three main reasons:

1. I Manage The Whole Process

After filling out an application, I’ll review your current financial status and things like your credit score. Then comes my favourite part, finding the best fit between what you’re looking for and what the lenders can offer. I’m there to negotiate terms, assist with all of the processes involved with the transaction, and I will deal with communicating with all parties involved so that you do not have to. I want to ensure I’m helping you with your financial goals every step of the way!

2. I Help Relieve Stress

Buying a house can be a stressful time since you are making such a substantial financial commitment. I still remember how stressful it was for my wife and me when we bought our house! Thankfully, we had a broker help us through the whole thing. If you’re a first-time homebuyer, I am here to help you make this process as stress-free as possible.

Most stress comes from not knowing what you can afford or finding out at the last minute you aren’t financially set up to buy the house you want. That’s why the first step to a stress-free mortgage is to get a pre-approval.

3. It’s Not About Me; It’s About You

I care about your story and what you want. Your needs direct our path going forward. Having an idea of what 3-5 years ahead looks like will go a long way to help me choose the lender with the right product for you. After all, life happens and having a good strategy to counter life’s surprises will keep your goals intact, save you money and alleviate stress in the long run.

I want to find you the best product, and I’ll help you work with real estate agents to make sure that it runs smoothly and comes to a close!

Why choose me today?

There’s a lot to know when it comes to purchasing a home. It’s crucial to make sure that you are making the right financial decisions by seeking out professional advice. I’m here to coach you and provide insight on pre-approvals, updates within the industry, and much more. I am here to create a unique, tailored strategy to help you!

Just remember that if you are a new homebuyer and need someone to help you manage the process, relieve stress and do all the hard work for you, reach out to me for some advice. I am always here to help coach Albertans to financial stability!